Jimmy (25) and Orphelia (8). Orphelia is in her first year in primary school. Jimmy is a member of Wrobone Town mothers' group and savings and loan association. When Jimmy's father fell ill last year, she made use of the community savings and loan association, borrowing money to hire labourers to cultivate her family's land. She was also able to start up a small business seling frozen food and even begin work on a new house.